LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,169
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,289
−HK$2,155/mo
Today · 4.125%
HK$72,444
baseline
▲ 0.50% · 4.625%
HK$76,852
+HK$4,408/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,888/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,837
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,871
−HK$2,064/mo
Today · 4.125%
HK$79,935
baseline
▲ 0.50% · 4.625%
HK$84,148
+HK$4,213/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,870/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,803
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,347
−HK$2,586/mo
Today · 4.125%
HK$86,933
baseline
▲ 0.50% · 4.625%
HK$92,222
+HK$5,289/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$173,866/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,005
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$93,445
−HK$2,476/mo
Today · 4.125%
HK$95,921
baseline
▲ 0.50% · 4.625%
HK$100,978
+HK$5,057/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$191,842/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,437
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,405
−HK$3,016/mo
Today · 4.125%
HK$101,421
baseline
▲ 0.50% · 4.625%
HK$107,593
+HK$6,172/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$202,842/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,172
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,020
−HK$2,888/mo
Today · 4.125%
HK$111,908
baseline
▲ 0.50% · 4.625%
HK$117,807
+HK$5,899/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$223,816/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,704
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,521
−HK$3,878/mo
Today · 4.125%
HK$130,399
baseline
▲ 0.50% · 4.625%
HK$138,333
+HK$7,934/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$260,798/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,507
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$140,168
−HK$3,714/mo
Today · 4.125%
HK$143,882
baseline
▲ 0.50% · 4.625%
HK$151,466
+HK$7,584/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$287,764/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,551 · Scale 2, in force from 26 Feb 2026)