LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,170
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,290
−HK$2,155/mo
Today · 4.125%
HK$72,445
baseline
▲ 0.50% · 4.625%
HK$76,853
+HK$4,408/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,890/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,838
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,872
−HK$2,064/mo
Today · 4.125%
HK$79,936
baseline
▲ 0.50% · 4.625%
HK$84,149
+HK$4,213/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,872/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,804
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,349
−HK$2,585/mo
Today · 4.125%
HK$86,934
baseline
▲ 0.50% · 4.625%
HK$92,224
+HK$5,290/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$173,868/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,006
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,447
−HK$2,476/mo
Today · 4.125%
HK$95,923
baseline
▲ 0.50% · 4.625%
HK$100,979
+HK$5,056/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$191,846/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,438
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,407
−HK$3,016/mo
Today · 4.125%
HK$101,423
baseline
▲ 0.50% · 4.625%
HK$107,594
+HK$6,171/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$202,846/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,174
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,021
−HK$2,889/mo
Today · 4.125%
HK$111,910
baseline
▲ 0.50% · 4.625%
HK$117,809
+HK$5,899/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$223,820/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,706
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,523
−HK$3,878/mo
Today · 4.125%
HK$130,401
baseline
▲ 0.50% · 4.625%
HK$138,335
+HK$7,934/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$260,802/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,509
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$140,170
−HK$3,714/mo
Today · 4.125%
HK$143,884
baseline
▲ 0.50% · 4.625%
HK$151,469
+HK$7,585/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$287,768/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,570 · Scale 2, in force from 26 Feb 2026)