LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,173
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,294
−HK$2,155/mo
Today · 4.125%
HK$72,449
baseline
▲ 0.50% · 4.625%
HK$76,857
+HK$4,408/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,898/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,842
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,876
−HK$2,064/mo
Today · 4.125%
HK$79,940
baseline
▲ 0.50% · 4.625%
HK$84,154
+HK$4,214/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,880/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,808
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,353
−HK$2,585/mo
Today · 4.125%
HK$86,938
baseline
▲ 0.50% · 4.625%
HK$92,228
+HK$5,290/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$173,876/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,011
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,452
−HK$2,476/mo
Today · 4.125%
HK$95,928
baseline
▲ 0.50% · 4.625%
HK$100,984
+HK$5,056/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$191,856/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,443
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,412
−HK$3,016/mo
Today · 4.125%
HK$101,428
baseline
▲ 0.50% · 4.625%
HK$107,600
+HK$6,172/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$202,856/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,179
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,027
−HK$2,889/mo
Today · 4.125%
HK$111,916
baseline
▲ 0.50% · 4.625%
HK$117,815
+HK$5,899/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$223,832/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,712
−HK$7,695/mo
▼ 0.25% · 3.875%
HK$126,529
−HK$3,878/mo
Today · 4.125%
HK$130,407
baseline
▲ 0.50% · 4.625%
HK$138,342
+HK$7,935/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$260,814/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,516
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$140,177
−HK$3,715/mo
Today · 4.125%
HK$143,892
baseline
▲ 0.50% · 4.625%
HK$151,476
+HK$7,584/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$287,784/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,635 · Scale 2, in force from 26 Feb 2026)