LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,178
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,299
−HK$2,155/mo
Today · 4.125%
HK$72,454
baseline
▲ 0.50% · 4.625%
HK$76,862
+HK$4,408/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,908/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,848
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,882
−HK$2,063/mo
Today · 4.125%
HK$79,945
baseline
▲ 0.50% · 4.625%
HK$84,159
+HK$4,214/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,890/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,814
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$84,359
−HK$2,585/mo
Today · 4.125%
HK$86,944
baseline
▲ 0.50% · 4.625%
HK$92,235
+HK$5,291/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$173,888/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,017
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,458
−HK$2,477/mo
Today · 4.125%
HK$95,935
baseline
▲ 0.50% · 4.625%
HK$100,991
+HK$5,056/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$191,870/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,450
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$98,419
−HK$3,016/mo
Today · 4.125%
HK$101,435
baseline
▲ 0.50% · 4.625%
HK$107,607
+HK$6,172/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$202,870/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,187
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,035
−HK$2,889/mo
Today · 4.125%
HK$111,924
baseline
▲ 0.50% · 4.625%
HK$117,823
+HK$5,899/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$223,848/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,721
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$126,538
−HK$3,879/mo
Today · 4.125%
HK$130,417
baseline
▲ 0.50% · 4.625%
HK$138,352
+HK$7,935/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$260,834/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,526
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$140,187
−HK$3,715/mo
Today · 4.125%
HK$143,902
baseline
▲ 0.50% · 4.625%
HK$151,487
+HK$7,585/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$287,804/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,724 · Scale 2, in force from 26 Feb 2026)