LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,180
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,301
−HK$2,154/mo
Today · 4.125%
HK$72,455
baseline
▲ 0.50% · 4.625%
HK$76,864
+HK$4,409/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,910/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,850
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,884
−HK$2,063/mo
Today · 4.125%
HK$79,947
baseline
▲ 0.50% · 4.625%
HK$84,162
+HK$4,215/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,894/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,816
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,361
−HK$2,586/mo
Today · 4.125%
HK$86,947
baseline
▲ 0.50% · 4.625%
HK$92,237
+HK$5,290/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$173,894/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,019
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,460
−HK$2,477/mo
Today · 4.125%
HK$95,937
baseline
▲ 0.50% · 4.625%
HK$100,994
+HK$5,057/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$191,874/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,452
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,421
−HK$3,017/mo
Today · 4.125%
HK$101,438
baseline
▲ 0.50% · 4.625%
HK$107,610
+HK$6,172/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$202,876/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,189
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,037
−HK$2,889/mo
Today · 4.125%
HK$111,926
baseline
▲ 0.50% · 4.625%
HK$117,826
+HK$5,900/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$223,852/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,724
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$126,541
−HK$3,879/mo
Today · 4.125%
HK$130,420
baseline
▲ 0.50% · 4.625%
HK$138,355
+HK$7,935/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$260,840/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,529
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$140,191
−HK$3,714/mo
Today · 4.125%
HK$143,905
baseline
▲ 0.50% · 4.625%
HK$151,491
+HK$7,586/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$287,810/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,756 · Scale 2, in force from 26 Feb 2026)