LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,184
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,305
−HK$2,155/mo
Today · 4.125%
HK$72,460
baseline
▲ 0.50% · 4.625%
HK$76,869
+HK$4,409/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,920/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,854
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,888
−HK$2,064/mo
Today · 4.125%
HK$79,952
baseline
▲ 0.50% · 4.625%
HK$84,167
+HK$4,215/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,904/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,821
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,366
−HK$2,586/mo
Today · 4.125%
HK$86,952
baseline
▲ 0.50% · 4.625%
HK$92,243
+HK$5,291/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$173,904/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,025
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,466
−HK$2,477/mo
Today · 4.125%
HK$95,943
baseline
▲ 0.50% · 4.625%
HK$101,000
+HK$5,057/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$191,886/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,458
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,427
−HK$3,017/mo
Today · 4.125%
HK$101,444
baseline
▲ 0.50% · 4.625%
HK$107,616
+HK$6,172/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$202,888/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,196
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,044
−HK$2,889/mo
Today · 4.125%
HK$111,933
baseline
▲ 0.50% · 4.625%
HK$117,833
+HK$5,900/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$223,866/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,731
−HK$7,697/mo
▼ 0.25% · 3.875%
HK$126,549
−HK$3,879/mo
Today · 4.125%
HK$130,428
baseline
▲ 0.50% · 4.625%
HK$138,364
+HK$7,936/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$260,856/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,537
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$140,199
−HK$3,715/mo
Today · 4.125%
HK$143,914
baseline
▲ 0.50% · 4.625%
HK$151,500
+HK$7,586/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$287,828/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,832 · Scale 2, in force from 26 Feb 2026)