LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,185
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,306
−HK$2,154/mo
Today · 4.125%
HK$72,460
baseline
▲ 0.50% · 4.625%
HK$76,870
+HK$4,410/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,920/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,855
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,889
−HK$2,064/mo
Today · 4.125%
HK$79,953
baseline
▲ 0.50% · 4.625%
HK$84,167
+HK$4,214/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,906/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,822
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,367
−HK$2,586/mo
Today · 4.125%
HK$86,953
baseline
▲ 0.50% · 4.625%
HK$92,243
+HK$5,290/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$173,906/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,026
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,467
−HK$2,477/mo
Today · 4.125%
HK$95,944
baseline
▲ 0.50% · 4.625%
HK$101,001
+HK$5,057/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$191,888/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,459
−HK$5,986/mo
▼ 0.25% · 3.875%
HK$98,428
−HK$3,017/mo
Today · 4.125%
HK$101,445
baseline
▲ 0.50% · 4.625%
HK$107,617
+HK$6,172/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$202,890/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,197
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$109,045
−HK$2,889/mo
Today · 4.125%
HK$111,934
baseline
▲ 0.50% · 4.625%
HK$117,834
+HK$5,900/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$223,868/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,732
−HK$7,697/mo
▼ 0.25% · 3.875%
HK$126,550
−HK$3,879/mo
Today · 4.125%
HK$130,429
baseline
▲ 0.50% · 4.625%
HK$138,365
+HK$7,936/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$260,858/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,539
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$140,201
−HK$3,714/mo
Today · 4.125%
HK$143,915
baseline
▲ 0.50% · 4.625%
HK$151,501
+HK$7,586/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$287,830/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,845 · Scale 2, in force from 26 Feb 2026)