LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,188
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,309
−HK$2,155/mo
Today · 4.125%
HK$72,464
baseline
▲ 0.50% · 4.625%
HK$76,873
+HK$4,409/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,928/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,858
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,893
−HK$2,064/mo
Today · 4.125%
HK$79,957
baseline
▲ 0.50% · 4.625%
HK$84,172
+HK$4,215/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,914/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,826
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$84,371
−HK$2,586/mo
Today · 4.125%
HK$86,957
baseline
▲ 0.50% · 4.625%
HK$92,248
+HK$5,291/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$173,914/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,030
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,472
−HK$2,476/mo
Today · 4.125%
HK$95,948
baseline
▲ 0.50% · 4.625%
HK$101,006
+HK$5,058/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$191,896/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,463
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,433
−HK$3,017/mo
Today · 4.125%
HK$101,450
baseline
▲ 0.50% · 4.625%
HK$107,623
+HK$6,173/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$202,900/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,202
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,050
−HK$2,890/mo
Today · 4.125%
HK$111,940
baseline
▲ 0.50% · 4.625%
HK$117,840
+HK$5,900/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$223,880/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,738
−HK$7,697/mo
▼ 0.25% · 3.875%
HK$126,556
−HK$3,879/mo
Today · 4.125%
HK$130,435
baseline
▲ 0.50% · 4.625%
HK$138,372
+HK$7,937/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$260,870/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,545
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$140,207
−HK$3,715/mo
Today · 4.125%
HK$143,922
baseline
▲ 0.50% · 4.625%
HK$151,509
+HK$7,587/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$287,844/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,906 · Scale 2, in force from 26 Feb 2026)