LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,190
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,311
−HK$2,155/mo
Today · 4.125%
HK$72,466
baseline
▲ 0.50% · 4.625%
HK$76,876
+HK$4,410/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,932/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,861
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,895
−HK$2,064/mo
Today · 4.125%
HK$79,959
baseline
▲ 0.50% · 4.625%
HK$84,174
+HK$4,215/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,918/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,828
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,374
−HK$2,586/mo
Today · 4.125%
HK$86,960
baseline
▲ 0.50% · 4.625%
HK$92,251
+HK$5,291/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$173,920/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,033
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$93,474
−HK$2,477/mo
Today · 4.125%
HK$95,951
baseline
▲ 0.50% · 4.625%
HK$101,009
+HK$5,058/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$191,902/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,466
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,436
−HK$3,017/mo
Today · 4.125%
HK$101,453
baseline
▲ 0.50% · 4.625%
HK$107,626
+HK$6,173/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$202,906/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,205
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$109,054
−HK$2,889/mo
Today · 4.125%
HK$111,943
baseline
▲ 0.50% · 4.625%
HK$117,844
+HK$5,901/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$223,886/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,742
−HK$7,697/mo
▼ 0.25% · 3.875%
HK$126,560
−HK$3,879/mo
Today · 4.125%
HK$130,439
baseline
▲ 0.50% · 4.625%
HK$138,376
+HK$7,937/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$260,878/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,550
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$140,212
−HK$3,715/mo
Today · 4.125%
HK$143,927
baseline
▲ 0.50% · 4.625%
HK$151,513
+HK$7,586/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$287,854/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,946 · Scale 2, in force from 26 Feb 2026)