LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,199
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,321
−HK$2,155/mo
Today · 4.125%
HK$72,476
baseline
▲ 0.50% · 4.625%
HK$76,886
+HK$4,410/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,952/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,871
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,906
−HK$2,064/mo
Today · 4.125%
HK$79,970
baseline
▲ 0.50% · 4.625%
HK$84,185
+HK$4,215/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,940/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,839
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,385
−HK$2,586/mo
Today · 4.125%
HK$86,971
baseline
▲ 0.50% · 4.625%
HK$92,263
+HK$5,292/mo
Deposit HK$11.96M · loan HK$17.95M · min. income ≈ HK$173,942/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,271,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,045
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,487
−HK$2,477/mo
Today · 4.125%
HK$95,964
baseline
▲ 0.50% · 4.625%
HK$101,023
+HK$5,059/mo
Deposit HK$11.96M · loan HK$17.95M · min. income ≈ HK$191,928/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,271,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,479
−HK$5,987/mo
▼ 0.25% · 3.875%
HK$98,449
−HK$3,017/mo
Today · 4.125%
HK$101,466
baseline
▲ 0.50% · 4.625%
HK$107,640
+HK$6,174/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$202,932/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,271,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,219
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,068
−HK$2,890/mo
Today · 4.125%
HK$111,958
baseline
▲ 0.50% · 4.625%
HK$117,860
+HK$5,902/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$223,916/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,271,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,759
−HK$7,698/mo
▼ 0.25% · 3.875%
HK$126,577
−HK$3,880/mo
Today · 4.125%
HK$130,457
baseline
▲ 0.50% · 4.625%
HK$138,395
+HK$7,938/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$260,914/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,568
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$140,231
−HK$3,715/mo
Today · 4.125%
HK$143,946
baseline
▲ 0.50% · 4.625%
HK$151,534
+HK$7,588/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$287,892/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,116 · Scale 2, in force from 26 Feb 2026)