LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,206
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,328
−HK$2,155/mo
Today · 4.125%
HK$72,483
baseline
▲ 0.50% · 4.625%
HK$76,893
+HK$4,410/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$144,966/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,878
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,913
−HK$2,065/mo
Today · 4.125%
HK$79,978
baseline
▲ 0.50% · 4.625%
HK$84,194
+HK$4,216/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$159,956/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,847
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,393
−HK$2,587/mo
Today · 4.125%
HK$86,980
baseline
▲ 0.50% · 4.625%
HK$92,272
+HK$5,292/mo
Deposit HK$11.96M · loan HK$17.95M · min. income ≈ HK$173,960/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,054
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,496
−HK$2,477/mo
Today · 4.125%
HK$95,973
baseline
▲ 0.50% · 4.625%
HK$101,032
+HK$5,059/mo
Deposit HK$11.96M · loan HK$17.95M · min. income ≈ HK$191,946/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,488
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,459
−HK$3,017/mo
Today · 4.125%
HK$101,476
baseline
▲ 0.50% · 4.625%
HK$107,651
+HK$6,175/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$202,952/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,271,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,230
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,079
−HK$2,890/mo
Today · 4.125%
HK$111,969
baseline
▲ 0.50% · 4.625%
HK$117,871
+HK$5,902/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$223,938/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,271,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,771
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$126,590
−HK$3,880/mo
Today · 4.125%
HK$130,470
baseline
▲ 0.50% · 4.625%
HK$138,408
+HK$7,938/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$260,940/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,581
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$140,244
−HK$3,716/mo
Today · 4.125%
HK$143,960
baseline
▲ 0.50% · 4.625%
HK$151,549
+HK$7,589/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$287,920/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,240 · Scale 2, in force from 26 Feb 2026)