LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,208
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,329
−HK$2,156/mo
Today · 4.125%
HK$72,485
baseline
▲ 0.50% · 4.625%
HK$76,896
+HK$4,411/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$144,970/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,880
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,916
−HK$2,064/mo
Today · 4.125%
HK$79,980
baseline
▲ 0.50% · 4.625%
HK$84,196
+HK$4,216/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$159,960/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,849
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,395
−HK$2,587/mo
Today · 4.125%
HK$86,982
baseline
▲ 0.50% · 4.625%
HK$92,275
+HK$5,293/mo
Deposit HK$11.96M · loan HK$17.95M · min. income ≈ HK$173,964/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,057
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$93,499
−HK$2,477/mo
Today · 4.125%
HK$95,976
baseline
▲ 0.50% · 4.625%
HK$101,035
+HK$5,059/mo
Deposit HK$11.96M · loan HK$17.95M · min. income ≈ HK$191,952/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,491
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,461
−HK$3,018/mo
Today · 4.125%
HK$101,479
baseline
▲ 0.50% · 4.625%
HK$107,654
+HK$6,175/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$202,958/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,271,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,233
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,082
−HK$2,890/mo
Today · 4.125%
HK$111,972
baseline
▲ 0.50% · 4.625%
HK$117,874
+HK$5,902/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$223,944/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,271,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,774
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$126,593
−HK$3,880/mo
Today · 4.125%
HK$130,473
baseline
▲ 0.50% · 4.625%
HK$138,412
+HK$7,939/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$260,946/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,585
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$140,248
−HK$3,716/mo
Today · 4.125%
HK$143,964
baseline
▲ 0.50% · 4.625%
HK$151,553
+HK$7,589/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$287,928/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,275 · Scale 2, in force from 26 Feb 2026)