LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,209
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,330
−HK$2,156/mo
Today · 4.125%
HK$72,486
baseline
▲ 0.50% · 4.625%
HK$76,897
+HK$4,411/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$144,972/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,882
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,917
−HK$2,064/mo
Today · 4.125%
HK$79,981
baseline
▲ 0.50% · 4.625%
HK$84,197
+HK$4,216/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$159,962/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,851
−HK$5,132/mo
▼ 0.25% · 3.875%
HK$84,397
−HK$2,586/mo
Today · 4.125%
HK$86,983
baseline
▲ 0.50% · 4.625%
HK$92,276
+HK$5,293/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$173,966/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,058
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$93,500
−HK$2,478/mo
Today · 4.125%
HK$95,978
baseline
▲ 0.50% · 4.625%
HK$101,037
+HK$5,059/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$191,956/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,492
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,463
−HK$3,018/mo
Today · 4.125%
HK$101,481
baseline
▲ 0.50% · 4.625%
HK$107,655
+HK$6,174/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$202,962/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,234
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,083
−HK$2,891/mo
Today · 4.125%
HK$111,974
baseline
▲ 0.50% · 4.625%
HK$117,876
+HK$5,902/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$223,948/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,776
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$126,595
−HK$3,880/mo
Today · 4.125%
HK$130,475
baseline
▲ 0.50% · 4.625%
HK$138,414
+HK$7,939/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$260,950/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,587
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$140,250
−HK$3,716/mo
Today · 4.125%
HK$143,966
baseline
▲ 0.50% · 4.625%
HK$151,555
+HK$7,589/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$287,932/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,294 · Scale 2, in force from 26 Feb 2026)