LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,211
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,333
−HK$2,156/mo
Today · 4.125%
HK$72,489
baseline
▲ 0.50% · 4.625%
HK$76,899
+HK$4,410/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$144,978/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,884
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,919
−HK$2,065/mo
Today · 4.125%
HK$79,984
baseline
▲ 0.50% · 4.625%
HK$84,200
+HK$4,216/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$159,968/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,853
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,400
−HK$2,586/mo
Today · 4.125%
HK$86,986
baseline
▲ 0.50% · 4.625%
HK$92,279
+HK$5,293/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$173,972/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,061
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$93,503
−HK$2,478/mo
Today · 4.125%
HK$95,981
baseline
▲ 0.50% · 4.625%
HK$101,040
+HK$5,059/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$191,962/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,496
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,466
−HK$3,018/mo
Today · 4.125%
HK$101,484
baseline
▲ 0.50% · 4.625%
HK$107,659
+HK$6,175/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$202,968/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,238
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,087
−HK$2,891/mo
Today · 4.125%
HK$111,978
baseline
▲ 0.50% · 4.625%
HK$117,880
+HK$5,902/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$223,956/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,780
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$126,599
−HK$3,881/mo
Today · 4.125%
HK$130,480
baseline
▲ 0.50% · 4.625%
HK$138,419
+HK$7,939/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$260,960/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,592
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$140,255
−HK$3,716/mo
Today · 4.125%
HK$143,971
baseline
▲ 0.50% · 4.625%
HK$151,560
+HK$7,589/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$287,942/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,338 · Scale 2, in force from 26 Feb 2026)