LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,214
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,335
−HK$2,156/mo
Today · 4.125%
HK$72,491
baseline
▲ 0.50% · 4.625%
HK$76,902
+HK$4,411/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$144,982/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,887
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,922
−HK$2,065/mo
Today · 4.125%
HK$79,987
baseline
▲ 0.50% · 4.625%
HK$84,203
+HK$4,216/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$159,974/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,856
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$84,403
−HK$2,587/mo
Today · 4.125%
HK$86,990
baseline
▲ 0.50% · 4.625%
HK$92,283
+HK$5,293/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$173,980/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,064
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$93,507
−HK$2,477/mo
Today · 4.125%
HK$95,984
baseline
▲ 0.50% · 4.625%
HK$101,044
+HK$5,060/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$191,968/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,499
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,470
−HK$3,018/mo
Today · 4.125%
HK$101,488
baseline
▲ 0.50% · 4.625%
HK$107,663
+HK$6,175/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$202,976/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,242
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,091
−HK$2,891/mo
Today · 4.125%
HK$111,982
baseline
▲ 0.50% · 4.625%
HK$117,884
+HK$5,902/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$223,964/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,785
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$126,604
−HK$3,880/mo
Today · 4.125%
HK$130,484
baseline
▲ 0.50% · 4.625%
HK$138,424
+HK$7,940/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$260,968/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,597
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$140,260
−HK$3,717/mo
Today · 4.125%
HK$143,977
baseline
▲ 0.50% · 4.625%
HK$151,566
+HK$7,589/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$287,954/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,384 · Scale 2, in force from 26 Feb 2026)