LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,216
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,338
−HK$2,156/mo
Today · 4.125%
HK$72,494
baseline
▲ 0.50% · 4.625%
HK$76,905
+HK$4,411/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$144,988/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,890
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,925
−HK$2,065/mo
Today · 4.125%
HK$79,990
baseline
▲ 0.50% · 4.625%
HK$84,206
+HK$4,216/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$159,980/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,860
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,406
−HK$2,587/mo
Today · 4.125%
HK$86,993
baseline
▲ 0.50% · 4.625%
HK$92,286
+HK$5,293/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$173,986/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,068
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$93,510
−HK$2,478/mo
Today · 4.125%
HK$95,988
baseline
▲ 0.50% · 4.625%
HK$101,048
+HK$5,060/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$191,976/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,503
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,474
−HK$3,018/mo
Today · 4.125%
HK$101,492
baseline
▲ 0.50% · 4.625%
HK$107,667
+HK$6,175/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$202,984/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,246
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,095
−HK$2,891/mo
Today · 4.125%
HK$111,986
baseline
▲ 0.50% · 4.625%
HK$117,889
+HK$5,903/mo
Deposit HK$8.97M · loan HK$20.94M · min. income ≈ HK$223,972/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,789
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$126,609
−HK$3,880/mo
Today · 4.125%
HK$130,489
baseline
▲ 0.50% · 4.625%
HK$138,429
+HK$7,940/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$260,978/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,602
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$140,266
−HK$3,716/mo
Today · 4.125%
HK$143,982
baseline
▲ 0.50% · 4.625%
HK$151,572
+HK$7,590/mo
Deposit HK$2.99M · loan HK$26.92M · min. income ≈ HK$287,964/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,434 · Scale 2, in force from 26 Feb 2026)