LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,219
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,341
−HK$2,156/mo
Today · 4.125%
HK$72,497
baseline
▲ 0.50% · 4.625%
HK$76,908
+HK$4,411/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$144,994/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,893
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,928
−HK$2,065/mo
Today · 4.125%
HK$79,993
baseline
▲ 0.50% · 4.625%
HK$84,209
+HK$4,216/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$159,986/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,863
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$84,409
−HK$2,587/mo
Today · 4.125%
HK$86,996
baseline
▲ 0.50% · 4.625%
HK$92,290
+HK$5,294/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$173,992/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,071
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$93,514
−HK$2,478/mo
Today · 4.125%
HK$95,992
baseline
▲ 0.50% · 4.625%
HK$101,051
+HK$5,059/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$191,984/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,506
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,477
−HK$3,018/mo
Today · 4.125%
HK$101,495
baseline
▲ 0.50% · 4.625%
HK$107,671
+HK$6,176/mo
Deposit HK$8.98M · loan HK$20.94M · min. income ≈ HK$202,990/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,250
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,099
−HK$2,891/mo
Today · 4.125%
HK$111,990
baseline
▲ 0.50% · 4.625%
HK$117,893
+HK$5,903/mo
Deposit HK$8.98M · loan HK$20.94M · min. income ≈ HK$223,980/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,794
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$126,613
−HK$3,881/mo
Today · 4.125%
HK$130,494
baseline
▲ 0.50% · 4.625%
HK$138,434
+HK$7,940/mo
Deposit HK$2.99M · loan HK$26.93M · min. income ≈ HK$260,988/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,607
−HK$7,380/mo
▼ 0.25% · 3.875%
HK$140,271
−HK$3,716/mo
Today · 4.125%
HK$143,987
baseline
▲ 0.50% · 4.625%
HK$151,577
+HK$7,590/mo
Deposit HK$2.99M · loan HK$26.93M · min. income ≈ HK$287,974/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,479 · Scale 2, in force from 26 Feb 2026)