LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,230
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,352
−HK$2,157/mo
Today · 4.125%
HK$72,509
baseline
▲ 0.50% · 4.625%
HK$76,921
+HK$4,412/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$145,018/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,905
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,941
−HK$2,065/mo
Today · 4.125%
HK$80,006
baseline
▲ 0.50% · 4.625%
HK$84,224
+HK$4,218/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$160,012/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,876
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$84,423
−HK$2,588/mo
Today · 4.125%
HK$87,011
baseline
▲ 0.50% · 4.625%
HK$92,305
+HK$5,294/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$174,022/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,086
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$93,529
−HK$2,479/mo
Today · 4.125%
HK$96,008
baseline
▲ 0.50% · 4.625%
HK$101,068
+HK$5,060/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$192,016/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,522
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,493
−HK$3,019/mo
Today · 4.125%
HK$101,512
baseline
▲ 0.50% · 4.625%
HK$107,689
+HK$6,177/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$203,024/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,267
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,118
−HK$2,891/mo
Today · 4.125%
HK$112,009
baseline
▲ 0.50% · 4.625%
HK$117,913
+HK$5,904/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$224,018/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,814
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$126,634
−HK$3,882/mo
Today · 4.125%
HK$130,516
baseline
▲ 0.50% · 4.625%
HK$138,457
+HK$7,941/mo
Deposit HK$2.99M · loan HK$26.93M · min. income ≈ HK$261,032/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,630
−HK$7,381/mo
▼ 0.25% · 3.875%
HK$140,294
−HK$3,717/mo
Today · 4.125%
HK$144,011
baseline
▲ 0.50% · 4.625%
HK$151,602
+HK$7,591/mo
Deposit HK$2.99M · loan HK$26.93M · min. income ≈ HK$288,022/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,691 · Scale 2, in force from 26 Feb 2026)