LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,231
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,353
−HK$2,156/mo
Today · 4.125%
HK$72,509
baseline
▲ 0.50% · 4.625%
HK$76,921
+HK$4,412/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$145,018/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,906
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,942
−HK$2,065/mo
Today · 4.125%
HK$80,007
baseline
▲ 0.50% · 4.625%
HK$84,224
+HK$4,217/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$160,014/mo (50% DSR)
Upfront cash ≈ HK$16.23M (deposit + AVD stamp duty HK$1,271,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,877
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$84,424
−HK$2,587/mo
Today · 4.125%
HK$87,011
baseline
▲ 0.50% · 4.625%
HK$92,306
+HK$5,295/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$174,022/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,087
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$93,530
−HK$2,478/mo
Today · 4.125%
HK$96,008
baseline
▲ 0.50% · 4.625%
HK$101,069
+HK$5,061/mo
Deposit HK$11.97M · loan HK$17.95M · min. income ≈ HK$192,016/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,523
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,494
−HK$3,019/mo
Today · 4.125%
HK$101,513
baseline
▲ 0.50% · 4.625%
HK$107,690
+HK$6,177/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$203,026/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,268
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,118
−HK$2,892/mo
Today · 4.125%
HK$112,010
baseline
▲ 0.50% · 4.625%
HK$117,914
+HK$5,904/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$224,020/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,815
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$126,635
−HK$3,882/mo
Today · 4.125%
HK$130,517
baseline
▲ 0.50% · 4.625%
HK$138,458
+HK$7,941/mo
Deposit HK$2.99M · loan HK$26.93M · min. income ≈ HK$261,034/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,631
−HK$7,381/mo
▼ 0.25% · 3.875%
HK$140,295
−HK$3,717/mo
Today · 4.125%
HK$144,012
baseline
▲ 0.50% · 4.625%
HK$151,604
+HK$7,592/mo
Deposit HK$2.99M · loan HK$26.93M · min. income ≈ HK$288,024/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,701 · Scale 2, in force from 26 Feb 2026)