LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,240
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,362
−HK$2,157/mo
Today · 4.125%
HK$72,519
baseline
▲ 0.50% · 4.625%
HK$76,931
+HK$4,412/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$145,038/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,271,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,916
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,952
−HK$2,065/mo
Today · 4.125%
HK$80,017
baseline
▲ 0.50% · 4.625%
HK$84,235
+HK$4,218/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$160,034/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,271,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,887
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,435
−HK$2,588/mo
Today · 4.125%
HK$87,023
baseline
▲ 0.50% · 4.625%
HK$92,318
+HK$5,295/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$174,046/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,099
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$93,542
−HK$2,479/mo
Today · 4.125%
HK$96,021
baseline
▲ 0.50% · 4.625%
HK$101,082
+HK$5,061/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$192,042/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,535
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,507
−HK$3,019/mo
Today · 4.125%
HK$101,526
baseline
▲ 0.50% · 4.625%
HK$107,704
+HK$6,178/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$203,052/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,282
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,133
−HK$2,891/mo
Today · 4.125%
HK$112,024
baseline
▲ 0.50% · 4.625%
HK$117,929
+HK$5,905/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$224,048/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,831
−HK$7,703/mo
▼ 0.25% · 3.875%
HK$126,652
−HK$3,882/mo
Today · 4.125%
HK$130,534
baseline
▲ 0.50% · 4.625%
HK$138,477
+HK$7,943/mo
Deposit HK$2.99M · loan HK$26.93M · min. income ≈ HK$261,068/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,649
−HK$7,382/mo
▼ 0.25% · 3.875%
HK$140,313
−HK$3,718/mo
Today · 4.125%
HK$144,031
baseline
▲ 0.50% · 4.625%
HK$151,623
+HK$7,592/mo
Deposit HK$2.99M · loan HK$26.93M · min. income ≈ HK$288,062/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,867 · Scale 2, in force from 26 Feb 2026)