LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,240
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,363
−HK$2,156/mo
Today · 4.125%
HK$72,519
baseline
▲ 0.50% · 4.625%
HK$76,932
+HK$4,413/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$145,038/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,271,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,916
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,953
−HK$2,065/mo
Today · 4.125%
HK$80,018
baseline
▲ 0.50% · 4.625%
HK$84,236
+HK$4,218/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$160,036/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,271,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,888
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$84,435
−HK$2,588/mo
Today · 4.125%
HK$87,023
baseline
▲ 0.50% · 4.625%
HK$92,318
+HK$5,295/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$174,046/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,100
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$93,543
−HK$2,479/mo
Today · 4.125%
HK$96,022
baseline
▲ 0.50% · 4.625%
HK$101,083
+HK$5,061/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$192,044/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,536
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,508
−HK$3,019/mo
Today · 4.125%
HK$101,527
baseline
▲ 0.50% · 4.625%
HK$107,705
+HK$6,178/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$203,054/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,283
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,134
−HK$2,891/mo
Today · 4.125%
HK$112,025
baseline
▲ 0.50% · 4.625%
HK$117,930
+HK$5,905/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$224,050/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,832
−HK$7,703/mo
▼ 0.25% · 3.875%
HK$126,653
−HK$3,882/mo
Today · 4.125%
HK$130,535
baseline
▲ 0.50% · 4.625%
HK$138,478
+HK$7,943/mo
Deposit HK$2.99M · loan HK$26.93M · min. income ≈ HK$261,070/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,650
−HK$7,382/mo
▼ 0.25% · 3.875%
HK$140,315
−HK$3,717/mo
Today · 4.125%
HK$144,032
baseline
▲ 0.50% · 4.625%
HK$151,625
+HK$7,593/mo
Deposit HK$2.99M · loan HK$26.93M · min. income ≈ HK$288,064/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,878 · Scale 2, in force from 26 Feb 2026)