LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,246
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,369
−HK$2,156/mo
Today · 4.125%
HK$72,525
baseline
▲ 0.50% · 4.625%
HK$76,938
+HK$4,413/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$145,050/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,271,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,923
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,959
−HK$2,066/mo
Today · 4.125%
HK$80,025
baseline
▲ 0.50% · 4.625%
HK$84,243
+HK$4,218/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$160,050/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,271,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,895
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$84,442
−HK$2,588/mo
Today · 4.125%
HK$87,030
baseline
▲ 0.50% · 4.625%
HK$92,326
+HK$5,296/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$174,060/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,107
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,551
−HK$2,479/mo
Today · 4.125%
HK$96,030
baseline
▲ 0.50% · 4.625%
HK$101,091
+HK$5,061/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$192,060/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,544
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,516
−HK$3,020/mo
Today · 4.125%
HK$101,536
baseline
▲ 0.50% · 4.625%
HK$107,714
+HK$6,178/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$203,072/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,292
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,143
−HK$2,891/mo
Today · 4.125%
HK$112,034
baseline
▲ 0.50% · 4.625%
HK$117,940
+HK$5,906/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$224,068/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,842
−HK$7,704/mo
▼ 0.25% · 3.875%
HK$126,664
−HK$3,882/mo
Today · 4.125%
HK$130,546
baseline
▲ 0.50% · 4.625%
HK$138,489
+HK$7,943/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$261,092/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,661
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$140,326
−HK$3,718/mo
Today · 4.125%
HK$144,044
baseline
▲ 0.50% · 4.625%
HK$151,637
+HK$7,593/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$288,088/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,983 · Scale 2, in force from 26 Feb 2026)