LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,247
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,369
−HK$2,157/mo
Today · 4.125%
HK$72,526
baseline
▲ 0.50% · 4.625%
HK$76,939
+HK$4,413/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$145,052/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,271,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,924
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,960
−HK$2,066/mo
Today · 4.125%
HK$80,026
baseline
▲ 0.50% · 4.625%
HK$84,244
+HK$4,218/mo
Deposit HK$14.96M · loan HK$14.96M · min. income ≈ HK$160,052/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,271,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,896
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,443
−HK$2,589/mo
Today · 4.125%
HK$87,032
baseline
▲ 0.50% · 4.625%
HK$92,327
+HK$5,295/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$174,064/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,108
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,552
−HK$2,479/mo
Today · 4.125%
HK$96,031
baseline
▲ 0.50% · 4.625%
HK$101,093
+HK$5,062/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$192,062/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,271,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,545
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,517
−HK$3,020/mo
Today · 4.125%
HK$101,537
baseline
▲ 0.50% · 4.625%
HK$107,715
+HK$6,178/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$203,074/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,293
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,144
−HK$2,892/mo
Today · 4.125%
HK$112,036
baseline
▲ 0.50% · 4.625%
HK$117,941
+HK$5,905/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$224,072/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,271,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,844
−HK$7,703/mo
▼ 0.25% · 3.875%
HK$126,665
−HK$3,882/mo
Today · 4.125%
HK$130,547
baseline
▲ 0.50% · 4.625%
HK$138,491
+HK$7,944/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$261,094/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,663
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$140,328
−HK$3,718/mo
Today · 4.125%
HK$144,046
baseline
▲ 0.50% · 4.625%
HK$151,639
+HK$7,593/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$288,092/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,271,999 · Scale 2, in force from 26 Feb 2026)