LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,249
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,372
−HK$2,157/mo
Today · 4.125%
HK$72,529
baseline
▲ 0.50% · 4.625%
HK$76,942
+HK$4,413/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,058/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,926
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,963
−HK$2,065/mo
Today · 4.125%
HK$80,028
baseline
▲ 0.50% · 4.625%
HK$84,247
+HK$4,219/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,056/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,899
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,446
−HK$2,589/mo
Today · 4.125%
HK$87,035
baseline
▲ 0.50% · 4.625%
HK$92,331
+HK$5,296/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$174,070/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,272,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,112
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$93,555
−HK$2,479/mo
Today · 4.125%
HK$96,034
baseline
▲ 0.50% · 4.625%
HK$101,096
+HK$5,062/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$192,068/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,272,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,549
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,521
−HK$3,019/mo
Today · 4.125%
HK$101,540
baseline
▲ 0.50% · 4.625%
HK$107,719
+HK$6,179/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$203,080/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,297
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,148
−HK$2,892/mo
Today · 4.125%
HK$112,040
baseline
▲ 0.50% · 4.625%
HK$117,946
+HK$5,906/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$224,080/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,848
−HK$7,704/mo
▼ 0.25% · 3.875%
HK$126,670
−HK$3,882/mo
Today · 4.125%
HK$130,552
baseline
▲ 0.50% · 4.625%
HK$138,496
+HK$7,944/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$261,104/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,668
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$140,333
−HK$3,718/mo
Today · 4.125%
HK$144,051
baseline
▲ 0.50% · 4.625%
HK$151,644
+HK$7,593/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$288,102/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,044 · Scale 2, in force from 26 Feb 2026)