LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,250
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,373
−HK$2,157/mo
Today · 4.125%
HK$72,530
baseline
▲ 0.50% · 4.625%
HK$76,943
+HK$4,413/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,060/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,928
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,964
−HK$2,066/mo
Today · 4.125%
HK$80,030
baseline
▲ 0.50% · 4.625%
HK$84,248
+HK$4,218/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,060/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,900
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,448
−HK$2,588/mo
Today · 4.125%
HK$87,036
baseline
▲ 0.50% · 4.625%
HK$92,332
+HK$5,296/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$174,072/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,272,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,113
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,557
−HK$2,479/mo
Today · 4.125%
HK$96,036
baseline
▲ 0.50% · 4.625%
HK$101,098
+HK$5,062/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$192,072/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,272,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,550
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,522
−HK$3,020/mo
Today · 4.125%
HK$101,542
baseline
▲ 0.50% · 4.625%
HK$107,721
+HK$6,179/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$203,084/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,299
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,149
−HK$2,893/mo
Today · 4.125%
HK$112,042
baseline
▲ 0.50% · 4.625%
HK$117,947
+HK$5,905/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$224,084/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,850
−HK$7,704/mo
▼ 0.25% · 3.875%
HK$126,672
−HK$3,882/mo
Today · 4.125%
HK$130,554
baseline
▲ 0.50% · 4.625%
HK$138,498
+HK$7,944/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$261,108/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,670
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$140,335
−HK$3,718/mo
Today · 4.125%
HK$144,053
baseline
▲ 0.50% · 4.625%
HK$151,647
+HK$7,594/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$288,106/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,064 · Scale 2, in force from 26 Feb 2026)