LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,252
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,375
−HK$2,157/mo
Today · 4.125%
HK$72,532
baseline
▲ 0.50% · 4.625%
HK$76,945
+HK$4,413/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,064/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,930
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,966
−HK$2,066/mo
Today · 4.125%
HK$80,032
baseline
▲ 0.50% · 4.625%
HK$84,250
+HK$4,218/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,064/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,902
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,450
−HK$2,588/mo
Today · 4.125%
HK$87,038
baseline
▲ 0.50% · 4.625%
HK$92,334
+HK$5,296/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$174,076/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,272,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,115
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,559
−HK$2,479/mo
Today · 4.125%
HK$96,038
baseline
▲ 0.50% · 4.625%
HK$101,100
+HK$5,062/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$192,076/mo (50% DSR)
Upfront cash ≈ HK$13.24M (deposit + AVD stamp duty HK$1,272,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,553
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,525
−HK$3,020/mo
Today · 4.125%
HK$101,545
baseline
▲ 0.50% · 4.625%
HK$107,723
+HK$6,178/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$203,090/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,301
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,152
−HK$2,892/mo
Today · 4.125%
HK$112,044
baseline
▲ 0.50% · 4.625%
HK$117,951
+HK$5,907/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$224,088/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,853
−HK$7,704/mo
▼ 0.25% · 3.875%
HK$126,675
−HK$3,882/mo
Today · 4.125%
HK$130,557
baseline
▲ 0.50% · 4.625%
HK$138,502
+HK$7,945/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$261,114/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,673
−HK$7,384/mo
▼ 0.25% · 3.875%
HK$140,339
−HK$3,718/mo
Today · 4.125%
HK$144,057
baseline
▲ 0.50% · 4.625%
HK$151,651
+HK$7,594/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$288,114/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,097 · Scale 2, in force from 26 Feb 2026)