LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,257
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,381
−HK$2,157/mo
Today · 4.125%
HK$72,538
baseline
▲ 0.50% · 4.625%
HK$76,951
+HK$4,413/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,076/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,936
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,972
−HK$2,066/mo
Today · 4.125%
HK$80,038
baseline
▲ 0.50% · 4.625%
HK$84,257
+HK$4,219/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,076/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,909
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,457
−HK$2,588/mo
Today · 4.125%
HK$87,045
baseline
▲ 0.50% · 4.625%
HK$92,342
+HK$5,297/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$174,090/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,123
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,567
−HK$2,479/mo
Today · 4.125%
HK$96,046
baseline
▲ 0.50% · 4.625%
HK$101,109
+HK$5,063/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$192,092/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,560
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$98,533
−HK$3,020/mo
Today · 4.125%
HK$101,553
baseline
▲ 0.50% · 4.625%
HK$107,732
+HK$6,179/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$203,106/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,310
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,161
−HK$2,893/mo
Today · 4.125%
HK$112,054
baseline
▲ 0.50% · 4.625%
HK$117,960
+HK$5,906/mo
Deposit HK$8.98M · loan HK$20.95M · min. income ≈ HK$224,108/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,863
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$126,685
−HK$3,883/mo
Today · 4.125%
HK$130,568
baseline
▲ 0.50% · 4.625%
HK$138,513
+HK$7,945/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$261,136/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,684
−HK$7,385/mo
▼ 0.25% · 3.875%
HK$140,350
−HK$3,719/mo
Today · 4.125%
HK$144,069
baseline
▲ 0.50% · 4.625%
HK$151,663
+HK$7,594/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$288,138/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,199 · Scale 2, in force from 26 Feb 2026)