LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,264
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,387
−HK$2,158/mo
Today · 4.125%
HK$72,545
baseline
▲ 0.50% · 4.625%
HK$76,959
+HK$4,414/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,090/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,943
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,980
−HK$2,066/mo
Today · 4.125%
HK$80,046
baseline
▲ 0.50% · 4.625%
HK$84,265
+HK$4,219/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,092/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,917
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,465
−HK$2,588/mo
Today · 4.125%
HK$87,053
baseline
▲ 0.50% · 4.625%
HK$92,350
+HK$5,297/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$174,106/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,131
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,575
−HK$2,480/mo
Today · 4.125%
HK$96,055
baseline
▲ 0.50% · 4.625%
HK$101,118
+HK$5,063/mo
Deposit HK$11.97M · loan HK$17.96M · min. income ≈ HK$192,110/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,569
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$98,542
−HK$3,020/mo
Today · 4.125%
HK$101,562
baseline
▲ 0.50% · 4.625%
HK$107,742
+HK$6,180/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$203,124/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,320
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,171
−HK$2,893/mo
Today · 4.125%
HK$112,064
baseline
▲ 0.50% · 4.625%
HK$117,971
+HK$5,907/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$224,128/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,875
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$126,697
−HK$3,883/mo
Today · 4.125%
HK$130,580
baseline
▲ 0.50% · 4.625%
HK$138,526
+HK$7,946/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$261,160/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,697
−HK$7,385/mo
▼ 0.25% · 3.875%
HK$140,363
−HK$3,719/mo
Today · 4.125%
HK$144,082
baseline
▲ 0.50% · 4.625%
HK$151,677
+HK$7,595/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$288,164/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,318 · Scale 2, in force from 26 Feb 2026)