LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,268
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,392
−HK$2,157/mo
Today · 4.125%
HK$72,549
baseline
▲ 0.50% · 4.625%
HK$76,964
+HK$4,415/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,098/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,948
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,984
−HK$2,067/mo
Today · 4.125%
HK$80,051
baseline
▲ 0.50% · 4.625%
HK$84,270
+HK$4,219/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,102/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,922
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,470
−HK$2,589/mo
Today · 4.125%
HK$87,059
baseline
▲ 0.50% · 4.625%
HK$92,356
+HK$5,297/mo
Deposit HK$11.98M · loan HK$17.96M · min. income ≈ HK$174,118/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,137
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,581
−HK$2,480/mo
Today · 4.125%
HK$96,061
baseline
▲ 0.50% · 4.625%
HK$101,124
+HK$5,063/mo
Deposit HK$11.98M · loan HK$17.96M · min. income ≈ HK$192,122/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,575
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,548
−HK$3,021/mo
Today · 4.125%
HK$101,569
baseline
▲ 0.50% · 4.625%
HK$107,749
+HK$6,180/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$203,138/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,327
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,178
−HK$2,893/mo
Today · 4.125%
HK$112,071
baseline
▲ 0.50% · 4.625%
HK$117,979
+HK$5,908/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$224,142/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,883
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$126,705
−HK$3,883/mo
Today · 4.125%
HK$130,588
baseline
▲ 0.50% · 4.625%
HK$138,534
+HK$7,946/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$261,176/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,706
−HK$7,385/mo
▼ 0.25% · 3.875%
HK$140,372
−HK$3,719/mo
Today · 4.125%
HK$144,091
baseline
▲ 0.50% · 4.625%
HK$151,687
+HK$7,596/mo
Deposit HK$2.99M · loan HK$26.94M · min. income ≈ HK$288,182/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,398 · Scale 2, in force from 26 Feb 2026)