LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,269
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,393
−HK$2,158/mo
Today · 4.125%
HK$72,551
baseline
▲ 0.50% · 4.625%
HK$76,965
+HK$4,414/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,102/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,949
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,986
−HK$2,066/mo
Today · 4.125%
HK$80,052
baseline
▲ 0.50% · 4.625%
HK$84,272
+HK$4,220/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,104/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,923
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,472
−HK$2,589/mo
Today · 4.125%
HK$87,061
baseline
▲ 0.50% · 4.625%
HK$92,358
+HK$5,297/mo
Deposit HK$11.98M · loan HK$17.96M · min. income ≈ HK$174,122/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,139
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,583
−HK$2,480/mo
Today · 4.125%
HK$96,063
baseline
▲ 0.50% · 4.625%
HK$101,127
+HK$5,064/mo
Deposit HK$11.98M · loan HK$17.96M · min. income ≈ HK$192,126/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,577
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,550
−HK$3,021/mo
Today · 4.125%
HK$101,571
baseline
▲ 0.50% · 4.625%
HK$107,751
+HK$6,180/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$203,142/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,329
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,180
−HK$2,893/mo
Today · 4.125%
HK$112,073
baseline
▲ 0.50% · 4.625%
HK$117,981
+HK$5,908/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$224,146/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,885
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$126,708
−HK$3,883/mo
Today · 4.125%
HK$130,591
baseline
▲ 0.50% · 4.625%
HK$138,537
+HK$7,946/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$261,182/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,708
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$140,375
−HK$3,719/mo
Today · 4.125%
HK$144,094
baseline
▲ 0.50% · 4.625%
HK$151,690
+HK$7,596/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$288,188/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,425 · Scale 2, in force from 26 Feb 2026)