LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,271
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,395
−HK$2,157/mo
Today · 4.125%
HK$72,552
baseline
▲ 0.50% · 4.625%
HK$76,967
+HK$4,415/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,104/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,951
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,988
−HK$2,066/mo
Today · 4.125%
HK$80,054
baseline
▲ 0.50% · 4.625%
HK$84,274
+HK$4,220/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,108/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,925
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,474
−HK$2,589/mo
Today · 4.125%
HK$87,063
baseline
▲ 0.50% · 4.625%
HK$92,360
+HK$5,297/mo
Deposit HK$11.98M · loan HK$17.96M · min. income ≈ HK$174,126/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,141
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,586
−HK$2,479/mo
Today · 4.125%
HK$96,065
baseline
▲ 0.50% · 4.625%
HK$101,129
+HK$5,064/mo
Deposit HK$11.98M · loan HK$17.96M · min. income ≈ HK$192,130/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,580
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$98,553
−HK$3,020/mo
Today · 4.125%
HK$101,573
baseline
▲ 0.50% · 4.625%
HK$107,754
+HK$6,181/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$203,146/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,331
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,183
−HK$2,893/mo
Today · 4.125%
HK$112,076
baseline
▲ 0.50% · 4.625%
HK$117,984
+HK$5,908/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$224,152/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,888
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$126,711
−HK$3,883/mo
Today · 4.125%
HK$130,594
baseline
▲ 0.50% · 4.625%
HK$138,541
+HK$7,947/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$261,188/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,712
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$140,378
−HK$3,720/mo
Today · 4.125%
HK$144,098
baseline
▲ 0.50% · 4.625%
HK$151,693
+HK$7,595/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$288,196/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,456 · Scale 2, in force from 26 Feb 2026)