LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,271
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,395
−HK$2,158/mo
Today · 4.125%
HK$72,553
baseline
▲ 0.50% · 4.625%
HK$76,967
+HK$4,414/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,106/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,951
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$77,988
−HK$2,067/mo
Today · 4.125%
HK$80,055
baseline
▲ 0.50% · 4.625%
HK$84,275
+HK$4,220/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,110/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,926
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,474
−HK$2,589/mo
Today · 4.125%
HK$87,063
baseline
▲ 0.50% · 4.625%
HK$92,361
+HK$5,298/mo
Deposit HK$11.98M · loan HK$17.96M · min. income ≈ HK$174,126/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,142
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,586
−HK$2,480/mo
Today · 4.125%
HK$96,066
baseline
▲ 0.50% · 4.625%
HK$101,129
+HK$5,063/mo
Deposit HK$11.98M · loan HK$17.96M · min. income ≈ HK$192,132/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,580
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,553
−HK$3,021/mo
Today · 4.125%
HK$101,574
baseline
▲ 0.50% · 4.625%
HK$107,754
+HK$6,180/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$203,148/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,332
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,184
−HK$2,893/mo
Today · 4.125%
HK$112,077
baseline
▲ 0.50% · 4.625%
HK$117,984
+HK$5,907/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$224,154/mo (50% DSR)
Upfront cash ≈ HK$10.25M (deposit + AVD stamp duty HK$1,272,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,889
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$126,711
−HK$3,884/mo
Today · 4.125%
HK$130,595
baseline
▲ 0.50% · 4.625%
HK$138,541
+HK$7,946/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$261,190/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,712
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$140,379
−HK$3,719/mo
Today · 4.125%
HK$144,098
baseline
▲ 0.50% · 4.625%
HK$151,694
+HK$7,596/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$288,196/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,461 · Scale 2, in force from 26 Feb 2026)