LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,276
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,399
−HK$2,158/mo
Today · 4.125%
HK$72,557
baseline
▲ 0.50% · 4.625%
HK$76,972
+HK$4,415/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,114/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,956
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$77,993
−HK$2,067/mo
Today · 4.125%
HK$80,060
baseline
▲ 0.50% · 4.625%
HK$84,280
+HK$4,220/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,120/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,931
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,479
−HK$2,590/mo
Today · 4.125%
HK$87,069
baseline
▲ 0.50% · 4.625%
HK$92,367
+HK$5,298/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$174,138/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,147
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,592
−HK$2,480/mo
Today · 4.125%
HK$96,072
baseline
▲ 0.50% · 4.625%
HK$101,136
+HK$5,064/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$192,144/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,586
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,559
−HK$3,021/mo
Today · 4.125%
HK$101,580
baseline
▲ 0.50% · 4.625%
HK$107,761
+HK$6,181/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$203,160/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,338
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,190
−HK$2,894/mo
Today · 4.125%
HK$112,084
baseline
▲ 0.50% · 4.625%
HK$117,992
+HK$5,908/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$224,168/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,896
−HK$7,707/mo
▼ 0.25% · 3.875%
HK$126,719
−HK$3,884/mo
Today · 4.125%
HK$130,603
baseline
▲ 0.50% · 4.625%
HK$138,550
+HK$7,947/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$261,206/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,721
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$140,388
−HK$3,720/mo
Today · 4.125%
HK$144,108
baseline
▲ 0.50% · 4.625%
HK$151,704
+HK$7,596/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$288,216/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,541 · Scale 2, in force from 26 Feb 2026)