LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,280
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,404
−HK$2,158/mo
Today · 4.125%
HK$72,562
baseline
▲ 0.50% · 4.625%
HK$76,977
+HK$4,415/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,124/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,961
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$77,998
−HK$2,067/mo
Today · 4.125%
HK$80,065
baseline
▲ 0.50% · 4.625%
HK$84,285
+HK$4,220/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,130/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,936
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,485
−HK$2,589/mo
Today · 4.125%
HK$87,074
baseline
▲ 0.50% · 4.625%
HK$92,373
+HK$5,299/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$174,148/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,153
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,598
−HK$2,480/mo
Today · 4.125%
HK$96,078
baseline
▲ 0.50% · 4.625%
HK$101,142
+HK$5,064/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$192,156/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,592
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,566
−HK$3,021/mo
Today · 4.125%
HK$101,587
baseline
▲ 0.50% · 4.625%
HK$107,768
+HK$6,181/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$203,174/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,345
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,198
−HK$2,893/mo
Today · 4.125%
HK$112,091
baseline
▲ 0.50% · 4.625%
HK$117,999
+HK$5,908/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$224,182/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,904
−HK$7,707/mo
▼ 0.25% · 3.875%
HK$126,727
−HK$3,884/mo
Today · 4.125%
HK$130,611
baseline
▲ 0.50% · 4.625%
HK$138,559
+HK$7,948/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$261,222/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,730
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$140,397
−HK$3,720/mo
Today · 4.125%
HK$144,117
baseline
▲ 0.50% · 4.625%
HK$151,713
+HK$7,596/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$288,234/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,624 · Scale 2, in force from 26 Feb 2026)