LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,281
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,405
−HK$2,158/mo
Today · 4.125%
HK$72,563
baseline
▲ 0.50% · 4.625%
HK$76,979
+HK$4,416/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,126/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,962
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$78,000
−HK$2,066/mo
Today · 4.125%
HK$80,066
baseline
▲ 0.50% · 4.625%
HK$84,287
+HK$4,221/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,132/mo (50% DSR)
Upfront cash ≈ HK$16.24M (deposit + AVD stamp duty HK$1,272,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,938
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,486
−HK$2,590/mo
Today · 4.125%
HK$87,076
baseline
▲ 0.50% · 4.625%
HK$92,374
+HK$5,298/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$174,152/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,155
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,600
−HK$2,480/mo
Today · 4.125%
HK$96,080
baseline
▲ 0.50% · 4.625%
HK$101,144
+HK$5,064/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$192,160/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,594
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,567
−HK$3,022/mo
Today · 4.125%
HK$101,589
baseline
▲ 0.50% · 4.625%
HK$107,770
+HK$6,181/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$203,178/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,347
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,199
−HK$2,894/mo
Today · 4.125%
HK$112,093
baseline
▲ 0.50% · 4.625%
HK$118,001
+HK$5,908/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$224,186/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,907
−HK$7,707/mo
▼ 0.25% · 3.875%
HK$126,730
−HK$3,884/mo
Today · 4.125%
HK$130,614
baseline
▲ 0.50% · 4.625%
HK$138,561
+HK$7,947/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$261,228/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,732
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$140,399
−HK$3,720/mo
Today · 4.125%
HK$144,119
baseline
▲ 0.50% · 4.625%
HK$151,716
+HK$7,597/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$288,238/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,646 · Scale 2, in force from 26 Feb 2026)