LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,284
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,409
−HK$2,158/mo
Today · 4.125%
HK$72,567
baseline
▲ 0.50% · 4.625%
HK$76,982
+HK$4,415/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,134/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,272,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,966
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$78,003
−HK$2,067/mo
Today · 4.125%
HK$80,070
baseline
▲ 0.50% · 4.625%
HK$84,291
+HK$4,221/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,140/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,272,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,941
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$84,490
−HK$2,590/mo
Today · 4.125%
HK$87,080
baseline
▲ 0.50% · 4.625%
HK$92,378
+HK$5,298/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$174,160/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,159
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,604
−HK$2,480/mo
Today · 4.125%
HK$96,084
baseline
▲ 0.50% · 4.625%
HK$101,149
+HK$5,065/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$192,168/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,598
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,572
−HK$3,021/mo
Today · 4.125%
HK$101,593
baseline
▲ 0.50% · 4.625%
HK$107,775
+HK$6,182/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$203,186/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,352
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,204
−HK$2,894/mo
Today · 4.125%
HK$112,098
baseline
▲ 0.50% · 4.625%
HK$118,007
+HK$5,909/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$224,196/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,912
−HK$7,708/mo
▼ 0.25% · 3.875%
HK$126,735
−HK$3,885/mo
Today · 4.125%
HK$130,620
baseline
▲ 0.50% · 4.625%
HK$138,568
+HK$7,948/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$261,240/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,738
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$140,406
−HK$3,720/mo
Today · 4.125%
HK$144,126
baseline
▲ 0.50% · 4.625%
HK$151,723
+HK$7,597/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$288,252/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,704 · Scale 2, in force from 26 Feb 2026)