LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,291
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,415
−HK$2,158/mo
Today · 4.125%
HK$72,573
baseline
▲ 0.50% · 4.625%
HK$76,989
+HK$4,416/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,146/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,272,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,973
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$78,010
−HK$2,067/mo
Today · 4.125%
HK$80,077
baseline
▲ 0.50% · 4.625%
HK$84,298
+HK$4,221/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,154/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,272,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,949
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$84,498
−HK$2,590/mo
Today · 4.125%
HK$87,088
baseline
▲ 0.50% · 4.625%
HK$92,387
+HK$5,299/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$174,176/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,167
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,612
−HK$2,481/mo
Today · 4.125%
HK$96,093
baseline
▲ 0.50% · 4.625%
HK$101,158
+HK$5,065/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$192,186/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,607
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,581
−HK$3,021/mo
Today · 4.125%
HK$101,602
baseline
▲ 0.50% · 4.625%
HK$107,784
+HK$6,182/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$203,204/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,362
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,214
−HK$2,894/mo
Today · 4.125%
HK$112,108
baseline
▲ 0.50% · 4.625%
HK$118,017
+HK$5,909/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$224,216/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,923
−HK$7,708/mo
▼ 0.25% · 3.875%
HK$126,747
−HK$3,884/mo
Today · 4.125%
HK$130,631
baseline
▲ 0.50% · 4.625%
HK$138,580
+HK$7,949/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$261,262/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,751
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$140,418
−HK$3,721/mo
Today · 4.125%
HK$144,139
baseline
▲ 0.50% · 4.625%
HK$151,737
+HK$7,598/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$288,278/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,818 · Scale 2, in force from 26 Feb 2026)