LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,292
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,416
−HK$2,158/mo
Today · 4.125%
HK$72,574
baseline
▲ 0.50% · 4.625%
HK$76,990
+HK$4,416/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$145,148/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,272,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,974
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,012
−HK$2,067/mo
Today · 4.125%
HK$80,079
baseline
▲ 0.50% · 4.625%
HK$84,300
+HK$4,221/mo
Deposit HK$14.97M · loan HK$14.97M · min. income ≈ HK$160,158/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,272,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,950
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$84,499
−HK$2,590/mo
Today · 4.125%
HK$87,089
baseline
▲ 0.50% · 4.625%
HK$92,389
+HK$5,300/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$174,178/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,169
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,614
−HK$2,481/mo
Today · 4.125%
HK$96,095
baseline
▲ 0.50% · 4.625%
HK$101,160
+HK$5,065/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$192,190/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,609
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,583
−HK$3,021/mo
Today · 4.125%
HK$101,604
baseline
▲ 0.50% · 4.625%
HK$107,787
+HK$6,183/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$203,208/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,364
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,216
−HK$2,894/mo
Today · 4.125%
HK$112,110
baseline
▲ 0.50% · 4.625%
HK$118,020
+HK$5,910/mo
Deposit HK$8.98M · loan HK$20.96M · min. income ≈ HK$224,220/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,926
−HK$7,708/mo
▼ 0.25% · 3.875%
HK$126,749
−HK$3,885/mo
Today · 4.125%
HK$130,634
baseline
▲ 0.50% · 4.625%
HK$138,583
+HK$7,949/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$261,268/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,753
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$140,421
−HK$3,721/mo
Today · 4.125%
HK$144,142
baseline
▲ 0.50% · 4.625%
HK$151,740
+HK$7,598/mo
Deposit HK$2.99M · loan HK$26.95M · min. income ≈ HK$288,284/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,844 · Scale 2, in force from 26 Feb 2026)