LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,295
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,420
−HK$2,158/mo
Today · 4.125%
HK$72,578
baseline
▲ 0.50% · 4.625%
HK$76,994
+HK$4,416/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$145,156/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,272,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,978
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,015
−HK$2,068/mo
Today · 4.125%
HK$80,083
baseline
▲ 0.50% · 4.625%
HK$84,304
+HK$4,221/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$160,166/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,272,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,954
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,503
−HK$2,591/mo
Today · 4.125%
HK$87,094
baseline
▲ 0.50% · 4.625%
HK$92,393
+HK$5,299/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$174,188/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,173
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,618
−HK$2,481/mo
Today · 4.125%
HK$96,099
baseline
▲ 0.50% · 4.625%
HK$101,165
+HK$5,066/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$192,198/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,613
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,587
−HK$3,022/mo
Today · 4.125%
HK$101,609
baseline
▲ 0.50% · 4.625%
HK$107,792
+HK$6,183/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$203,218/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,369
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,222
−HK$2,894/mo
Today · 4.125%
HK$112,116
baseline
▲ 0.50% · 4.625%
HK$118,025
+HK$5,909/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$224,232/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,931
−HK$7,709/mo
▼ 0.25% · 3.875%
HK$126,755
−HK$3,885/mo
Today · 4.125%
HK$130,640
baseline
▲ 0.50% · 4.625%
HK$138,589
+HK$7,949/mo
Deposit HK$3.00M · loan HK$26.96M · min. income ≈ HK$261,280/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,760
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$140,428
−HK$3,721/mo
Today · 4.125%
HK$144,149
baseline
▲ 0.50% · 4.625%
HK$151,747
+HK$7,598/mo
Deposit HK$3.00M · loan HK$26.96M · min. income ≈ HK$288,298/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,904 · Scale 2, in force from 26 Feb 2026)