LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,299
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,423
−HK$2,159/mo
Today · 4.125%
HK$72,582
baseline
▲ 0.50% · 4.625%
HK$76,998
+HK$4,416/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$145,164/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,272,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,982
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,019
−HK$2,068/mo
Today · 4.125%
HK$80,087
baseline
▲ 0.50% · 4.625%
HK$84,308
+HK$4,221/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$160,174/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,272,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,958
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,508
−HK$2,590/mo
Today · 4.125%
HK$87,098
baseline
▲ 0.50% · 4.625%
HK$92,398
+HK$5,300/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$174,196/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,178
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,623
−HK$2,481/mo
Today · 4.125%
HK$96,104
baseline
▲ 0.50% · 4.625%
HK$101,170
+HK$5,066/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$192,208/mo (50% DSR)
Upfront cash ≈ HK$13.25M (deposit + AVD stamp duty HK$1,272,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,618
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,592
−HK$3,022/mo
Today · 4.125%
HK$101,614
baseline
▲ 0.50% · 4.625%
HK$107,797
+HK$6,183/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$203,228/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,374
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,227
−HK$2,894/mo
Today · 4.125%
HK$112,121
baseline
▲ 0.50% · 4.625%
HK$118,031
+HK$5,910/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$224,242/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,272,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,938
−HK$7,709/mo
▼ 0.25% · 3.875%
HK$126,762
−HK$3,885/mo
Today · 4.125%
HK$130,647
baseline
▲ 0.50% · 4.625%
HK$138,596
+HK$7,949/mo
Deposit HK$3.00M · loan HK$26.96M · min. income ≈ HK$261,294/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,767
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$140,435
−HK$3,721/mo
Today · 4.125%
HK$144,156
baseline
▲ 0.50% · 4.625%
HK$151,755
+HK$7,599/mo
Deposit HK$3.00M · loan HK$26.96M · min. income ≈ HK$288,312/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,272,969 · Scale 2, in force from 26 Feb 2026)