LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,307
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,431
−HK$2,159/mo
Today · 4.125%
HK$72,590
baseline
▲ 0.50% · 4.625%
HK$77,007
+HK$4,417/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$145,180/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,273,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,990
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,028
−HK$2,068/mo
Today · 4.125%
HK$80,096
baseline
▲ 0.50% · 4.625%
HK$84,318
+HK$4,222/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$160,192/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,273,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,968
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,518
−HK$2,590/mo
Today · 4.125%
HK$87,108
baseline
▲ 0.50% · 4.625%
HK$92,408
+HK$5,300/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$174,216/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,189
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,634
−HK$2,481/mo
Today · 4.125%
HK$96,115
baseline
▲ 0.50% · 4.625%
HK$101,182
+HK$5,067/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$192,230/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,629
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,604
−HK$3,022/mo
Today · 4.125%
HK$101,626
baseline
▲ 0.50% · 4.625%
HK$107,810
+HK$6,184/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$203,252/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,387
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,240
−HK$2,894/mo
Today · 4.125%
HK$112,134
baseline
▲ 0.50% · 4.625%
HK$118,045
+HK$5,911/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$224,268/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,952
−HK$7,710/mo
▼ 0.25% · 3.875%
HK$126,776
−HK$3,886/mo
Today · 4.125%
HK$130,662
baseline
▲ 0.50% · 4.625%
HK$138,613
+HK$7,951/mo
Deposit HK$3.00M · loan HK$26.96M · min. income ≈ HK$261,324/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,783
−HK$7,390/mo
▼ 0.25% · 3.875%
HK$140,451
−HK$3,722/mo
Today · 4.125%
HK$144,173
baseline
▲ 0.50% · 4.625%
HK$151,772
+HK$7,599/mo
Deposit HK$3.00M · loan HK$26.96M · min. income ≈ HK$288,346/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,117 · Scale 2, in force from 26 Feb 2026)