LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,311
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,436
−HK$2,159/mo
Today · 4.125%
HK$72,595
baseline
▲ 0.50% · 4.625%
HK$77,012
+HK$4,417/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$145,190/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,273,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,995
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,033
−HK$2,068/mo
Today · 4.125%
HK$80,101
baseline
▲ 0.50% · 4.625%
HK$84,323
+HK$4,222/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$160,202/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,273,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,973
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,523
−HK$2,590/mo
Today · 4.125%
HK$87,113
baseline
▲ 0.50% · 4.625%
HK$92,414
+HK$5,301/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$174,226/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,194
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,640
−HK$2,481/mo
Today · 4.125%
HK$96,121
baseline
▲ 0.50% · 4.625%
HK$101,188
+HK$5,067/mo
Deposit HK$11.98M · loan HK$17.97M · min. income ≈ HK$192,242/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,635
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,610
−HK$3,022/mo
Today · 4.125%
HK$101,632
baseline
▲ 0.50% · 4.625%
HK$107,816
+HK$6,184/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$203,264/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,393
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,247
−HK$2,894/mo
Today · 4.125%
HK$112,141
baseline
▲ 0.50% · 4.625%
HK$118,052
+HK$5,911/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$224,282/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,960
−HK$7,710/mo
▼ 0.25% · 3.875%
HK$126,784
−HK$3,886/mo
Today · 4.125%
HK$130,670
baseline
▲ 0.50% · 4.625%
HK$138,621
+HK$7,951/mo
Deposit HK$3.00M · loan HK$26.96M · min. income ≈ HK$261,340/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,791
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$140,460
−HK$3,722/mo
Today · 4.125%
HK$144,182
baseline
▲ 0.50% · 4.625%
HK$151,782
+HK$7,600/mo
Deposit HK$3.00M · loan HK$26.96M · min. income ≈ HK$288,364/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,195 · Scale 2, in force from 26 Feb 2026)