LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,316
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,441
−HK$2,159/mo
Today · 4.125%
HK$72,600
baseline
▲ 0.50% · 4.625%
HK$77,017
+HK$4,417/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$145,200/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,273,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,000
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,039
−HK$2,067/mo
Today · 4.125%
HK$80,106
baseline
▲ 0.50% · 4.625%
HK$84,329
+HK$4,223/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$160,212/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,273,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,979
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,529
−HK$2,590/mo
Today · 4.125%
HK$87,119
baseline
▲ 0.50% · 4.625%
HK$92,420
+HK$5,301/mo
Deposit HK$11.98M · loan HK$17.98M · min. income ≈ HK$174,238/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,200
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,646
−HK$2,482/mo
Today · 4.125%
HK$96,128
baseline
▲ 0.50% · 4.625%
HK$101,195
+HK$5,067/mo
Deposit HK$11.98M · loan HK$17.98M · min. income ≈ HK$192,256/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,642
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,617
−HK$3,022/mo
Today · 4.125%
HK$101,639
baseline
▲ 0.50% · 4.625%
HK$107,824
+HK$6,185/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$203,278/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,400
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$109,254
−HK$2,895/mo
Today · 4.125%
HK$112,149
baseline
▲ 0.50% · 4.625%
HK$118,060
+HK$5,911/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$224,298/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,968
−HK$7,711/mo
▼ 0.25% · 3.875%
HK$126,793
−HK$3,886/mo
Today · 4.125%
HK$130,679
baseline
▲ 0.50% · 4.625%
HK$138,631
+HK$7,952/mo
Deposit HK$3.00M · loan HK$26.96M · min. income ≈ HK$261,358/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,801
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$140,470
−HK$3,722/mo
Today · 4.125%
HK$144,192
baseline
▲ 0.50% · 4.625%
HK$151,792
+HK$7,600/mo
Deposit HK$3.00M · loan HK$26.96M · min. income ≈ HK$288,384/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,283 · Scale 2, in force from 26 Feb 2026)