LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,322
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,447
−HK$2,160/mo
Today · 4.125%
HK$72,607
baseline
▲ 0.50% · 4.625%
HK$77,024
+HK$4,417/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$145,214/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,273,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,008
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,046
−HK$2,068/mo
Today · 4.125%
HK$80,114
baseline
▲ 0.50% · 4.625%
HK$84,337
+HK$4,223/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$160,228/mo (50% DSR)
Upfront cash ≈ HK$16.25M (deposit + AVD stamp duty HK$1,273,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,987
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,537
−HK$2,591/mo
Today · 4.125%
HK$87,128
baseline
▲ 0.50% · 4.625%
HK$92,429
+HK$5,301/mo
Deposit HK$11.98M · loan HK$17.98M · min. income ≈ HK$174,256/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,209
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,655
−HK$2,482/mo
Today · 4.125%
HK$96,137
baseline
▲ 0.50% · 4.625%
HK$101,205
+HK$5,068/mo
Deposit HK$11.98M · loan HK$17.98M · min. income ≈ HK$192,274/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,651
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$98,626
−HK$3,023/mo
Today · 4.125%
HK$101,649
baseline
▲ 0.50% · 4.625%
HK$107,834
+HK$6,185/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$203,298/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,411
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$109,265
−HK$2,895/mo
Today · 4.125%
HK$112,160
baseline
▲ 0.50% · 4.625%
HK$118,072
+HK$5,912/mo
Deposit HK$8.99M · loan HK$20.97M · min. income ≈ HK$224,320/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,980
−HK$7,712/mo
▼ 0.25% · 3.875%
HK$126,805
−HK$3,887/mo
Today · 4.125%
HK$130,692
baseline
▲ 0.50% · 4.625%
HK$138,644
+HK$7,952/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$261,384/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,814
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$140,483
−HK$3,722/mo
Today · 4.125%
HK$144,205
baseline
▲ 0.50% · 4.625%
HK$151,807
+HK$7,602/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$288,410/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,406 · Scale 2, in force from 26 Feb 2026)