LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,328
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,454
−HK$2,159/mo
Today · 4.125%
HK$72,613
baseline
▲ 0.50% · 4.625%
HK$77,031
+HK$4,418/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$145,226/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,014
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,053
−HK$2,068/mo
Today · 4.125%
HK$80,121
baseline
▲ 0.50% · 4.625%
HK$84,345
+HK$4,224/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$160,242/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,994
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$84,544
−HK$2,592/mo
Today · 4.125%
HK$87,136
baseline
▲ 0.50% · 4.625%
HK$92,438
+HK$5,302/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$174,272/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,217
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,664
−HK$2,481/mo
Today · 4.125%
HK$96,145
baseline
▲ 0.50% · 4.625%
HK$101,213
+HK$5,068/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$192,290/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,659
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,635
−HK$3,023/mo
Today · 4.125%
HK$101,658
baseline
▲ 0.50% · 4.625%
HK$107,844
+HK$6,186/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,316/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,420
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,274
−HK$2,896/mo
Today · 4.125%
HK$112,170
baseline
▲ 0.50% · 4.625%
HK$118,082
+HK$5,912/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,340/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,991
−HK$7,712/mo
▼ 0.25% · 3.875%
HK$126,816
−HK$3,887/mo
Today · 4.125%
HK$130,703
baseline
▲ 0.50% · 4.625%
HK$138,656
+HK$7,953/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$261,406/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,826
−HK$7,392/mo
▼ 0.25% · 3.875%
HK$140,496
−HK$3,722/mo
Today · 4.125%
HK$144,218
baseline
▲ 0.50% · 4.625%
HK$151,820
+HK$7,602/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$288,436/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,518 · Scale 2, in force from 26 Feb 2026)