LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,329
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,455
−HK$2,159/mo
Today · 4.125%
HK$72,614
baseline
▲ 0.50% · 4.625%
HK$77,033
+HK$4,419/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$145,228/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,016
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,054
−HK$2,069/mo
Today · 4.125%
HK$80,123
baseline
▲ 0.50% · 4.625%
HK$84,346
+HK$4,223/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$160,246/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,995
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$84,546
−HK$2,591/mo
Today · 4.125%
HK$87,137
baseline
▲ 0.50% · 4.625%
HK$92,439
+HK$5,302/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$174,274/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,219
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,665
−HK$2,482/mo
Today · 4.125%
HK$96,147
baseline
▲ 0.50% · 4.625%
HK$101,215
+HK$5,068/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$192,294/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,661
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,637
−HK$3,023/mo
Today · 4.125%
HK$101,660
baseline
▲ 0.50% · 4.625%
HK$107,846
+HK$6,186/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,320/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,422
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,276
−HK$2,896/mo
Today · 4.125%
HK$112,172
baseline
▲ 0.50% · 4.625%
HK$118,084
+HK$5,912/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,344/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,993
−HK$7,712/mo
▼ 0.25% · 3.875%
HK$126,818
−HK$3,887/mo
Today · 4.125%
HK$130,705
baseline
▲ 0.50% · 4.625%
HK$138,659
+HK$7,954/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$261,410/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,828
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$140,498
−HK$3,723/mo
Today · 4.125%
HK$144,221
baseline
▲ 0.50% · 4.625%
HK$151,823
+HK$7,602/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$288,442/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,539 · Scale 2, in force from 26 Feb 2026)