LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,333
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,458
−HK$2,160/mo
Today · 4.125%
HK$72,618
baseline
▲ 0.50% · 4.625%
HK$77,036
+HK$4,418/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$145,236/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,019
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,058
−HK$2,068/mo
Today · 4.125%
HK$80,126
baseline
▲ 0.50% · 4.625%
HK$84,350
+HK$4,224/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$160,252/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,999
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$84,550
−HK$2,591/mo
Today · 4.125%
HK$87,141
baseline
▲ 0.50% · 4.625%
HK$92,443
+HK$5,302/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$174,282/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,223
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,670
−HK$2,482/mo
Today · 4.125%
HK$96,152
baseline
▲ 0.50% · 4.625%
HK$101,220
+HK$5,068/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$192,304/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,666
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,641
−HK$3,024/mo
Today · 4.125%
HK$101,665
baseline
▲ 0.50% · 4.625%
HK$107,851
+HK$6,186/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,330/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,427
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,281
−HK$2,896/mo
Today · 4.125%
HK$112,177
baseline
▲ 0.50% · 4.625%
HK$118,090
+HK$5,913/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,354/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,999
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$126,825
−HK$3,887/mo
Today · 4.125%
HK$130,712
baseline
▲ 0.50% · 4.625%
HK$138,665
+HK$7,953/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$261,424/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,835
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$140,505
−HK$3,723/mo
Today · 4.125%
HK$144,228
baseline
▲ 0.50% · 4.625%
HK$151,830
+HK$7,602/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$288,456/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,601 · Scale 2, in force from 26 Feb 2026)