LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,336
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,462
−HK$2,159/mo
Today · 4.125%
HK$72,621
baseline
▲ 0.50% · 4.625%
HK$77,040
+HK$4,419/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$145,242/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,023
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,062
−HK$2,068/mo
Today · 4.125%
HK$80,130
baseline
▲ 0.50% · 4.625%
HK$84,354
+HK$4,224/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$160,260/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,003
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$84,554
−HK$2,591/mo
Today · 4.125%
HK$87,145
baseline
▲ 0.50% · 4.625%
HK$92,448
+HK$5,303/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$174,290/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,228
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,674
−HK$2,482/mo
Today · 4.125%
HK$96,156
baseline
▲ 0.50% · 4.625%
HK$101,225
+HK$5,069/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$192,312/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,670
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,646
−HK$3,024/mo
Today · 4.125%
HK$101,670
baseline
▲ 0.50% · 4.625%
HK$107,856
+HK$6,186/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,340/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,432
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,287
−HK$2,895/mo
Today · 4.125%
HK$112,182
baseline
▲ 0.50% · 4.625%
HK$118,096
+HK$5,914/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,364/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,005
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$126,831
−HK$3,887/mo
Today · 4.125%
HK$130,718
baseline
▲ 0.50% · 4.625%
HK$138,672
+HK$7,954/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$261,436/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,841
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$140,511
−HK$3,724/mo
Today · 4.125%
HK$144,235
baseline
▲ 0.50% · 4.625%
HK$151,837
+HK$7,602/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$288,470/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,663 · Scale 2, in force from 26 Feb 2026)