LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,338
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,463
−HK$2,160/mo
Today · 4.125%
HK$72,623
baseline
▲ 0.50% · 4.625%
HK$77,042
+HK$4,419/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$145,246/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,025
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,064
−HK$2,068/mo
Today · 4.125%
HK$80,132
baseline
▲ 0.50% · 4.625%
HK$84,356
+HK$4,224/mo
Deposit HK$14.98M · loan HK$14.98M · min. income ≈ HK$160,264/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,005
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,556
−HK$2,592/mo
Today · 4.125%
HK$87,148
baseline
▲ 0.50% · 4.625%
HK$92,450
+HK$5,302/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$174,296/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,230
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,677
−HK$2,482/mo
Today · 4.125%
HK$96,159
baseline
▲ 0.50% · 4.625%
HK$101,227
+HK$5,068/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$192,318/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,673
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,649
−HK$3,023/mo
Today · 4.125%
HK$101,672
baseline
▲ 0.50% · 4.625%
HK$107,859
+HK$6,187/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,344/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,435
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,289
−HK$2,896/mo
Today · 4.125%
HK$112,185
baseline
▲ 0.50% · 4.625%
HK$118,099
+HK$5,914/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,370/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,008
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$126,834
−HK$3,887/mo
Today · 4.125%
HK$130,721
baseline
▲ 0.50% · 4.625%
HK$138,676
+HK$7,955/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$261,442/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,845
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$140,515
−HK$3,723/mo
Today · 4.125%
HK$144,238
baseline
▲ 0.50% · 4.625%
HK$151,841
+HK$7,603/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$288,476/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,695 · Scale 2, in force from 26 Feb 2026)