LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,340
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,465
−HK$2,160/mo
Today · 4.125%
HK$72,625
baseline
▲ 0.50% · 4.625%
HK$77,044
+HK$4,419/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$145,250/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,027
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,066
−HK$2,069/mo
Today · 4.125%
HK$80,135
baseline
▲ 0.50% · 4.625%
HK$84,359
+HK$4,224/mo
Deposit HK$14.99M · loan HK$14.99M · min. income ≈ HK$160,270/mo (50% DSR)
Upfront cash ≈ HK$16.26M (deposit + AVD stamp duty HK$1,273,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,007
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$84,558
−HK$2,592/mo
Today · 4.125%
HK$87,150
baseline
▲ 0.50% · 4.625%
HK$92,453
+HK$5,303/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$174,300/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,232
−HK$4,929/mo
▼ 0.25% · 3.875%
HK$93,679
−HK$2,482/mo
Today · 4.125%
HK$96,161
baseline
▲ 0.50% · 4.625%
HK$101,230
+HK$5,069/mo
Deposit HK$11.99M · loan HK$17.98M · min. income ≈ HK$192,322/mo (50% DSR)
Upfront cash ≈ HK$13.26M (deposit + AVD stamp duty HK$1,273,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,675
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,651
−HK$3,024/mo
Today · 4.125%
HK$101,675
baseline
▲ 0.50% · 4.625%
HK$107,862
+HK$6,187/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$203,350/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,438
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,292
−HK$2,896/mo
Today · 4.125%
HK$112,188
baseline
▲ 0.50% · 4.625%
HK$118,102
+HK$5,914/mo
Deposit HK$8.99M · loan HK$20.98M · min. income ≈ HK$224,376/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$1,273,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,011
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$126,838
−HK$3,887/mo
Today · 4.125%
HK$130,725
baseline
▲ 0.50% · 4.625%
HK$138,679
+HK$7,954/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$261,450/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,849
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$140,519
−HK$3,723/mo
Today · 4.125%
HK$144,242
baseline
▲ 0.50% · 4.625%
HK$151,845
+HK$7,603/mo
Deposit HK$3.00M · loan HK$26.97M · min. income ≈ HK$288,484/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$1,273,730 · Scale 2, in force from 26 Feb 2026)